Clear terms for using The Wealth Formula.
These Terms explain the basis on which you may access and use The Wealth Formula website, educational content, resources, tools and enquiry services.
Last updated: 11 August 2026
About These Terms
Using this website means using it subject to these Terms.
The Wealth Formula is developed by Finpert Consulting Limited as a financial education and coaching platform.
These Terms apply to the public website, educational resources, interactive financial tools, enquiry forms and information about The Wealth Formula programs and services.
Additional terms may apply to future paid courses, events, organizational engagements or other transactions. Where that happens, the relevant transaction terms should be presented before the user enters into that transaction.
Educational Purpose
The website provides financial education.
The Wealth Formula is intended to improve general financial understanding and support more intentional financial behaviour.
Website content should be read together with our Financial Education Disclaimer. General information does not become personalized investment, legal, tax or other regulated advice simply because it is relevant to a user's circumstances.
Read the Financial Education DisclaimerNo Guarantee
Financial outcomes cannot be promised.
The Wealth Formula does not guarantee investment returns, wealth creation, debt elimination, financial independence, business success or any other particular financial result.
Your Responsibilities
Use the website responsibly.
Intellectual Property
Educational content remains protected.
Unless stated otherwise, website text, frameworks, course structures, graphics, learning materials and other original content are owned by or used with permission by Finpert Consulting Limited.
Personal, non-commercial use does not automatically grant a right to reproduce, sell, republish or create competing commercial materials from protected content.
Website Availability
Digital services can occasionally be unavailable.
We aim to maintain a reliable website but cannot promise that every page, feature or external service will always operate without interruption, delay or technical error.
Enquiries
Submitting a form does not automatically create a contract.
Contact and consultation forms are currently used to begin a conversation about educational programs and services.
An enquiry does not by itself confirm enrolment, reserve an event place, create an advisory relationship, confirm pricing or require either party to proceed with an engagement.
Future Transactions
Paid services will require clear transaction terms.
Where online purchases, course enrolments, event registrations or other paid transactions are introduced, applicable prices, payment terms, cancellation rules and any other required consumer information should be provided before purchase.
Third-Party Services
Some website functions rely on other providers.
External websites, email-delivery providers, hosting services and other third-party technologies operate under their own terms and policies. We are not responsible for every aspect of an independent third party's service.
Privacy
Personal information is handled separately under our Privacy Policy.
The Privacy Policy explains what information the website may collect through enquiries, why it is used and the rights that may apply to personal data.
Read the Privacy PolicyLiability
Use financial information with appropriate judgment.
To the extent permitted by applicable law, Finpert Consulting Limited is not responsible for losses arising solely from a user's decision to treat general educational information, illustrative calculations or website content as individualized professional advice.
Nothing in these Terms excludes or limits a right, obligation or liability that applicable law does not permit to be excluded or limited.
Governing Framework
These Terms are intended to operate under Kenyan law.
These Terms are governed by the laws of Kenya, subject to applicable mandatory consumer, data-protection and other legal rights.
Changes and questions
These Terms may be updated when website functionality, services or legal requirements change. The current version and update date should remain available on this page.
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